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​Can I sweep my credit?

 

We Are Experts In Disputing The Errors On Your Report Legally That Lower Your Score.

While we cannot promise to remove all of the negative items on your report, we do know how to use the law in your favor and we have an awesome track record.

 

 

How can an item be removed?

 

The credit system is flawed, and nearly 80% of all reports have errors that can lower your score. But you have rights and we know how to use them to your benefit! The law gives you the right to dispute any item on your credit reports. And if those items cannot be verified, they must be removed. So we will write many letters to the bureaus. If they can't prove it, they must remove it! And we are very good at this!

 

 

Can items only be disputed?

 

We Provide Document Preparation And Credit Education

We will be drafting many letters on your behalf to credit bureaus and creditors, to challenge the items you wish us to challenge. Along the way, we will also guide you how to better manage your credit -- so you can keep your awesome credit long after our work is done.

 

This Process Takes Time

 

Remember it takes you years to get your credit into this current state, so clearing it up will not happen overnight. We cannot dispute everything at once, or the credit bureaus will reject the disputes as “frivolous.” We must do it carefully and strategically. It takes 30 to 45 days for the bureaus and the creditors to respond to each letter, and even more time for changes to reflect on your report. A difficult item may take multiple times and multiple parties. So, patience is key. Thanks to technology and (by logging into your client portal) you will receive real-time updates of the work we are doing every step of the way. 

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​How is my personal information protected?

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Client Portal Security

If you access our client portal, rest assured it’s protected by multi-layered security including password protection, encryption, and user authentication to keep your login and document uploads safe.

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​How do credit bureaus determine my credit score?

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Five Credit Score Factors

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Payment History                  %35

Amounts of Credit               %30

Length of Credit                   %15

New Credit                            %10

Types of Credit                     %10

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What is credit monitoring?

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Consider credit monitoring your credit x-ray. Would you allow a physician to operate on you without determining the problem? Credit Repair Specialist need access to your credit file to repair your credit.

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How can I get started?

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Fill out the form at the bottom of page or click on the icon at the top and select "Book Online" for a free credit analysis.